Builders Risk Insurance

Every Building Has Unique Specs – So Should Your Builder’s Risk Insurance

Whether you’re constructing a new building, renovating an existing one, or designing the project as an architect or engineer, your financial stake needs the right protection. Builder’s risk insurance is specifically designed to safeguard your interests during the course of construction.

What Is Builder’s Risk Insurance?

Builder’s risk insurance generally covers property on construction sites for damage caused by:

  • Fire
  • Wind
  • Vandalism
  • Vehicle collisions
  • Accidents during construction

But that’s just the beginning.

Why One-Size-Fits-All Doesn’t Work

Many builder’s risk policies differ dramatically in the risks they cover. A standard policy may not protect you from all the exposures you face. That’s why the Resolve Insurance approach starts with a deeper understanding of your operations, project scope, and risk tolerance.

Our Custom-Tailored Approach Starts with You

We begin by analyzing your operations and identifying the specific risks tied to your construction activities. This allows us to customize coverage limits and options that are aligned with your needs – not just the insurance company’s template.

Do You Need Protection For:

  • Construction materials stored off-site?
  • Cleanup and debris removal costs after an incident?
  • Materials in transit to the job site?
  • Blueprints, specs, or vital documents lost or damaged?
  • Temporary structures like scaffolding, trailers, or signage?
  • Pollutant cleanup or other post-incident protective measures?
  • Green energy certification or recertification expenses?

Covering the Gaps Most Policies Leave Behind

Many builder’s policies don’t automatically include coverage for:

  • Theft by employees
  • Theft or damage of work vehicles
  • Earthquake or flood damage
  • Hail, fire, or theft involving the structure and contents
  • Liability for design flaws or manufacturing defects

We’ll help you assess which of these exposures matter most and ensure your policy doesn’t leave you exposed.

The Resolve Insurance Advantage

With over 80 years of combined experience in client service, carrier relationships, and risk management, we go beyond traditional insurance practices:

  • We analyze your project data to properly value your risks and exposures.
  • We develop a custom insurance blueprint specific to your needs and operations.
  • We partner with 22+ top-rated domestic carriers, London brokers, and wholesalers to give you open-market access and competitive premium options.

Let’s Build Insurance Around Your Blueprint

Construction is complex. Your insurance doesn’t have to be. Let Resolve Insurance Group simplify the process and protect what you’re building – from the ground up. Contact us today or give us a call at (555) 123-4567 for a custom builder’s risk insurance plan tailored to your project.