Habitational Insurance

Landlords have different insurance needs. A different kind of insurance team is one of them.

Your apartment complex, condominium, or office building is both a source of income and a long-term investment that’s anything but risk-free.

Tenants can steal or damage your property. Visitors can injure themselves and sue you. Fires or hurricanes can cause expensive damage. Criminals breaking in can do anything from spray-painting your walls with graffiti to wrecking your HVAC equipment.

Habitational insurance can protect your investment in four ways.

First, it can protect you and your residential tenants from damage to your property’s walls and floors and its contents, including machinery and your and your tenants’ furniture.

Second, if a tenant or a tenant’s guest gets injured on your property and sues you, it can cover your legal fees.

Third, if a fire, a hurricane, or a flood causes structural damage, habitational insurance can cover the cost of repairs and replacement.

And fourth, it protects you against loss of tenants’ and others’ property on your premises.

With more than eight decades of combined client service experience, carrier relationships, and risk management and claims service, your Resolve Insurance team can deliver advanced, customer focused service and sophisticated analytical tools that few, insurance teams – even those of larger brokers – can match.

Tools that let us deliver analytics including evaluation and benchmarking for your industry.

Loss control services that can reduce both your risks and your premiums.

Resources that help you properly value their businesses and evaluate your exposure.

That streamline renewals and customize insurance forms to your needs.

That reduce the time you spend on data entry. And digital submissions and electronic signatures that cut down the time you spend on paperwork.

With digital resources that track your year-to-year data changes, deliver Certificates quickly, and let you view your entire existing insurance online and on demand.

And with working relationships with no less than 22 top domestic carriers, London brokers, and wholesalers that can access carriers in the open market, that can deliver insurance that truly meets your specific needs.