Virginia Commercial Truck Insurance

Why Long-Haul Truckers in Virginia Need Insurance That Goes the Distance

Imagine running a business with just one employee – but managing assets worth hundreds of thousands of dollars. That’s the reality for many long-haul truckers across Virginia. The business model is unique, and so are the risks.

You’re not clocking in at 9 AM and out at 5. Your “office” rolls down highways, crosses state lines, and faces dangers most businesses – and most commercial truck insurance policies in Virginia – never account for.

A Truck Is More Than a Vehicle – It’s an Investment

A tractor-trailer is expensive to buy and costly to fix. In an accident, it can do major damage – not just to itself, but to others on the road.

And the cargo? Sometimes it’s worth more than the rig pulling it.

Standard commercial truck insurance in Virginia might cover the basics, but often doesn’t come close to addressing the full financial exposure of a long-haul operation.

Risk Doesn’t Disappear When You’re Empty

Even with no load, your trailer can be a liability. Slippery roads and uneven terrain can lead to crashes, injuries, and losses. Risks like these are often overlooked – or excluded – by generic commercial insurance policies.

Minimum Coverage = Maximum Exposure

Sure, Virginia law requires truckers to carry basic commercial insurance – primary liability, cargo coverage, and physical damage. But what happens when:

• Your route goes beyond your policy’s 300-mile limit?
• You need roadside support in the middle of the night?
• You cross into states with different legal requirements?

The reality is that most off-the-shelf commercial insurance – even those offered in Virginia-wasn’t built for this kind of job.

Your Insurance Partner Should Ride Shotgun

At Resolve Insurance, based right here in Virginia, we take time to understand your operation:

• How far you travel
• What kind of freight you haul
• How much experience you and your drivers have
• Your financial picture and loss history

And Then We Go to Work for You

With 22 top-tier domestic and international partners, we build a custom commercial insurance solution for Virginia truckers that fits your actual needs not just the legal minimum.

Our technology puts your insurance in your pocket:

• View your policy online anytime
• Speed up renewals and certificate requests
• Cut down on paperwork and admin time

For Virginia Truckers Who Travel Far – We Go Further

We understand Virginia’s trucking landscape and beyond, because we’ve built a different kind of commercial truck insurance team – one designed to keep you covered no matter where the road takes you.