SEPTEMBER – Want to keep your credit in check? Try to limit your credit usage to no more than 35% of your available credit (this is your debt-to-equity ratio) and keep your debt obligations to less than 43% of the money you take home (this is your debt-to-income...
AUGUST – Did you know… financial stress can also affect you mentally, physically, and emotionally? When money’s a concern, the stress can lead to mental health issues like depression and anxiety, physical ailments like inflammation, insomnia, and hypertension,...
JULY – Are you prepared for a financial emergency? A 2022 study by Bankrate showed that 56% of Americans are unable to cover an unexpected $1,000 bill. If you haven’t prioritized your emergency savings, now is a great time to start. Remember, your emergency fund...
As we look at the remainder of Q2, we ask you to SAVE THE DATE for our next Sqwire Members’ Quarterly Webinar. On Monday, June 17th at 7pm EST, the Sqwire team will be holding a “Mid-Year Financial Check-in”. This will be a beneficial time where we will lead our...
JUNE – Do you have a will and power of attorney? While many people don’t like to think about the possibility of an untimely passing, establishing a will and power of attorney is a critically important step in protecting your financial legacy and your loved ones....
MAY – Summer’s on it’s way! If you’re planning to take a vacation, don’t forget to set a trip budget for yourself to make sure your adventures don’t derail your financial goals. Plan for lodging, transportation, meals, and, of course, some fun extras. Setting a...