DECEMBER – Here is your reminder that with a new year comes an opportunity to set new goals! Your goals don’t have to be massive to matter. Even establishing one good financial habit can make a big difference in the long run. You could start with a goal of...
NOVEMBER – A 2021 Lending Tree survey found that more than one third of American consumers (36%) took on holiday debt. The best way to avoid racking up holiday debt is by planning ahead for your gift shopping! Adjust your budget and put aside a little money each...
OCTOBER – Want to grow your savings? Automate your deposits to your savings account! When you automate your savings, the money is deducted from your paycheck before it ever hits your checking account and is transferred over to your savings account. It’s like...
SEPTEMBER – Want to keep your credit in check? Try to limit your credit usage to no more than 35% of your available credit (this is your debt-to-equity ratio) and keep your debt obligations to less than 43% of the money you take home (this is your debt-to-income...
AUGUST – Did you know… financial stress can also affect you mentally, physically, and emotionally? When money’s a concern, the stress can lead to mental health issues like depression and anxiety, physical ailments like inflammation, insomnia, and hypertension,...
